New Home Purchase

Purchase Basics, Qualification, Loan Calculators (How much home can you buy?)

Refinance

Refinance Basics, Loan Calculators

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Alternative Mortgage Sources is an independent loan brokerage owned and operated by Broker/Owner Beth Hoffman since 1986. Beth has earned a reputation for "demystifying the loan process" while delivering superior service to over 2,000 clients throughout the state of California.

We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchases to refinancing. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan — with the best rates, terms and costs — to meet our clients' unique needs. But that's just the beginning. Throughout the lending process, we provide regular loan updates and progress reports so clients always know the status of their loan.

And at Alternative Mortgage Sources, you not only have access to the best loans available in the marketplace, but you can review loan alternatives at your convenience, online, 24 hours a day — right here at AlternativeMortgageSources.com.

Bond Market Data:

Monday’s bond market has opened flat despite stocks in negative territory and rising concerns about the Greece situation. The Dow is currently down 46 points while the Nasdaq has lost 11 points. The bond market is currently nearly unchanged from Friday’s close, but we will still see an increase of approximately .125 - .250 of a discount point in this morning’s mortgage rates due to weakness late Friday. If your lender revised rates higher Friday afternoon, this morning’s increase may not be as noticeable.
 
The market at 11:45 ET
10-Year: +01/32....1.924%.... GNMAs: .... USD/JPY: 76.57.... EUR/USD: 1.3110

                                                                               Bond Market Data...